In your example of the bulldozer situation -- I have no problem with the idea 
that a company not mark lines and pay any damages that may result.
That's a risk/reward business decision and should not impart any personal 
liability on the decision maker -- the liability rests with the company.

Troublesome distinction. I don't know enough to voice a good opinion, but I 
have general feelings.

Aside from the legal issues, it is a moral crime to simply calculate negligent damage as part of a cost-profit balance sheet. Sounds like a deliberate "corporate" decision to damage a percentage of customer and third-party property in the course of doing "normal" business.

Bugs happen enough in code without calculating more of them, for example.


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