Packed Numeric stored in Char field

I'm converting an older program to free format and SQL RPGLE

The table I'm reading contains a character field IDFL03 that contains a packed decimal value.

The previous extraction method (reading the file with RPG) simply defined a DS "overlay"
D ds
D idfl03 1 5a stored here in sa326
D idpml 1 5p 8 payment multiplier

Since I have the entire record of the table defined in a DS now (for SQL), I can no longer do this (IDFL03 is defined in both)

I can't for the life of me figure out how to handle this on a calc spec...
I tried both of the following:
idpml = %dec(idfl03:9:8);
and
idpml = %dec(idfl03:63:31);

Any help would be appreciated.

TIA
Greg
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