RE: No retirement

I paid mine off 5 years early.  

Bradley V. Stone
Taylor Corporation - OASIS Programmer/Analyst   
bvstone@taylorcorp.com


> -----Original Message-----
> From: Krys Theodore [SMTP:ktheodore@marksbros.com]
> Sent: Monday, November 30, 1998 11:13 AM
> To:   'MIDRANGE-L@midrange.com'
> Subject:      RE: No retirement
> 
> Actually, I was joking.  My daughter's account was set up when she was 3 
> mos old.  My point was that the rate that colleges are going, the cost of
> a 
> school will far outweigh what most people have in mind when they start up 
> their plans.  The loan program is already dried up (according to a
> relative 
> who is going through the situation now) for anyone in the middle to 
> upper-middle class, because of all of the people who defaulted on their 
> loans.  Any of you out there?
> 
> ----------
> From:         Carl Galgano[SMTP:cgalgano@ediconsulting.com]
> Reply To:     MIDRANGE-L@midrange.com
> Sent:         Wednesday, November 25, 1998 4:41 PM
> To:   MIDRANGE-L@midrange.com
> Subject:      Re: No retirement
> 
> Richard:
> I agree with you.  When both my sons were born I set up accounts at mutual
> fund companies for them and contribute a small amount every month.  I do
> this in addition to planning for my own retirement.  I am amazed how much
> money there will be for these kids educations.  Sure, the markets been
> great, but I believe the plan is as important as the economy.  I'm with
> Don
> and hope to retire young.
> Carl
> -----Original Message-----
> From: Rich Brown <RBrown@softwarejungle.com>
> To: 'MIDRANGE-L@midrange.com' <MIDRANGE-L@midrange.com>
> Date: Wednesday, November 25, 1998 4:10 PM
> Subject: RE: No retirement
> 
> 
> >I have been ignoring this thread until this email message.  It takes at
> >least 18 years for a child to make it to college from their birth, and
> >if you have not saved the money for them to go to college (which I
> >acknowledge is difficult) then it is your fault.  Why would you pay for
> >their college education from your retirement savings?  If you decide to
> >do that, the fair thing to do is insist that your child should take of
> >you after you retire since you paid for their college education from
> >your retirement savings.
> >
> >Richard Brown
> >TrailBlazer Systems, Inc.
> >http://www.softwarejungle.com
> >(770)850-6966
> >
> >> -----Original Message-----
> >> From: Krys Theodore [SMTP:ktheodore@marksbros.com]
> >> Sent: Wednesday, November 25, 1998 1:17 PM
> >> To: 'MIDRANGE-L@midrange.com'
> >> Subject: RE: No retirement
> >>
> >> As I have gotten older, I have become more concerned about this issue.
> >> I
> >> don't think that I have an option at this point.  I will be closing in
> >> on
> >> 60 when my daughter gets out of college.  I expect that will take most
> >> of
> >> my savings.  While I will never regret my 'late-in-life' child, I
> >> would
> >> love to know how I will ever be able to retire.
> >>
> >> ----------
> >> From: HankHeath@aol.com[SMTP:HankHeath@aol.com]
> >> Reply To: MIDRANGE-L@midrange.com
> >> Sent: Wednesday, November 25, 1998 9:36 AM
> >> To: MIDRANGE-L@midrange.com
> >> Subject: No retirement
> >>
> >> I've been reading recently that a lot of the baby boomers in the U.S.
> >> are
> >> coming to an astounding deduction: they may not be able to retire.
> >> Government
> >> assistance such as Social Security is unsupportable and too little,
> >> too
> >> late.
> >> The baby boomer generation has had to speculate on real estate, which
> >> has
> >> not
> >> shown the returns they need to settle into a retirement home. They
> >> have had
> >> children late in life, whom they now have to support through college
> >> and
> >> more.
> >> Pension plans  and savings have not been well managed. Inheritances
> >> are
> >> over-
> >> taxed. In other words, there is little left to take to the sunny
> >> beaches of
> >> retirement.
> >>
> >> For a person like my self, this is not a major problem. I have always
> >> loved
> >> work, and planned to stay on board until someone kicked me out of the
> >> organization. However, I am curious as to how this retirement scenario
> >> is
> >> viewed by Midrangers? What do you folks plan on doing?
> >> +---
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