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Hi Bryan,

There are different paper options when it comes to printing checks. I think
individuals need to assess the risk of fraudulent checks with each option. 

The riskiest is purchasing pre-printed check stock with the lines / boxes /
headings / logos / MICR line already printed on them. This check stock needs
to be stored in a very secure location, because someone got their hands on a
few sheets of this stock, they could create a fraudulent check on an old
fashion typewriter or send it through a standard printer. 

The opposite end of the spectrum is using a forms package and a secure MICR
printer to generate your checks. In this scenario, you could purchase blank
check stock. The forms package (in conjunction with a secure MICR printer)
will generate the checks. This will include the lines/headings/shading/MICR
line/etc. 

The nice thing about this option is that you dramatically reduce the risk of
fraudulent checks. With a secure MICR printer, you can limit the users that
have the authority to print checks. You can even securely turn off the
feature that enables MICR lines to be printed. 

Michael A. Laiter
Manager, Professional Services
Quadrant Software
Phone: (800) 258-3399 x495
Fax: (508) 828-6242
Email: mlaiter@xxxxxxxxxxxxxxxxxxxx

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