Not keying decimal points

[Gwecnal@xxxxxxx]

Is there some magic combination of keyboard shift, edit code or word, and 
CHECK
keywords that will allow me to display a numeric like this:

   0.00         left justified with decimal,  zero amount
 12.34         left justified with decimal,  positive amount
 45.67-        left justified with decimal, negative amount

AND

allow the user to key in an amount and use field plus or field minus to 
justify
the entry  

AND

have the use of the decimal point optional?  That is, they don't have to key
the decimal, but they may.

The accounting people are used to not keying decimal points since they
do not have to on their calculators or older programs, but they would like
to start seeing the decimals on the entry screens.  All the above is easy
to do if you don't need editing, and I can't quite figure out how to do it 
with 
editing.

TIA, Lance
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