Re: No retirement

Don:
You are so true.  Most people, no matter what their income level, seem to
live above their means.... make a little more, spend a whole lot more.  It
is all based on everyone who things they have to have everything in life.
Last time I looked, life is a series of choices, some bad, some easy, but in
the end all those choices will add up to get you.  I know too many people
who are one paycheck away from disaster, living well beyond what they make
and using credit cards like the government uses deficit spending.  Sooner or
later, it will catch up to you.
Carl
Carl Galgano
EDI Consulting Services, Inc.
540 Powder Springs Street
Suite C19
Marietta, GA  30064
770-422-2995
mailto: cgalgano@ediconsulting.com
http:cgalgano.home.mindspring.com
EDI, Communications and AS400 Technical Consulting

-----Original Message-----
From: Fisher, Don <DRF@HeiligMeyers.com>
To: 'MIDRANGE-L@midrange.com' <MIDRANGE-L@midrange.com>
Date: Monday, November 30, 1998 1:31 PM
Subject: RE: No retirement


>That is exactly the trouble with most people's plans.  They plan on having
a
>specific amount of money at a specific time.  Successful plans maximize
>savings and investment while doing away with luxury items.  For example,
you
>might be surprised how easily you can do without the $50 per month cable
>bill or the new car every four years.  I live in a neighborhood where
people
>complain they can't save or can't afford to live on one income, yet they
are
>living in very nice homes, drive new cars and spend a small fortune on
cable
>TV and dining out.
>
>I will now get off the soapbox.
>
>Donald R. Fisher, III
>Senior Programmer/Analyst
>Heilig-Meyers Furniture Company
>(804) 784-7500 ext. 2124
>Don.Fisher@HeiligMeyers.com
>
>> -----Original Message-----
>> From: Krys Theodore [SMTP:ktheodore@marksbros.com]
>> Sent: Monday, November 30, 1998 12:13 PM
>> To: 'MIDRANGE-L@midrange.com'
>> Subject: RE: No retirement
>>
> ... the rate that colleges are going, the cost of a
>> school will far outweigh what most people have in mind when they start up
>> their plans.
>>
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