Edit Words in Printer Files

To the list,
I can't believe I am asking this question - I am having a problem with the
Floating Currency edit word.  V4R5 OS and here is what I am doing:

Field size is 10.2, edit word is EDTWRD('     ,      ,   $0.     -') {there
is 3 spaces, a comma, 3 spaces, a comma, a space, $, 0, decimal point, 2
spaces and a dash}
('123,123,123.12-').

Here is the result:   $1,02.81

What am I doing wrong besides not converting it to the %EDITW bif?

TIA...
Eric