Re: Signatures (manual or digital), was: End of faxing

The bank would probably require a pen and ink signature to set up the
ability to use electronic signatures. We use those on credit apps -
the customer signs a signature capture device, which then becomes part
of the application. It's merged and becomes an electronic document,
which can then be printed on paper if the customer wants one, or for
an legal issues.

On 11/5/07, David Gibbs <david@xxxxxxxxxxxx> wrote:

Walden H. Leverich wrote:

All the act does is say that an electronic signature can't be treated as
"less reliable" just because it's electronic. Just like an ink signature
you need to "prove" that it's mine. If a check is "signed" with a pen I
can dispute that signature, as I can dispute that I e-signed something.
It's then a matter of fact for the courts to decide.

Good point. The usefulness of digital signatures is up to those who
would choose to accept it. If a bank chooses to accept a digital
signature, then the law just says it's as binding as a pen & ink
signature. It's up to the bank, and the customer, to ensure the
signature is secure and valid.

david

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